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Required Certifications

In order to sell Health Insurance Marketplace (ACA) products you will need to complete the CMS trainings required for each state you intend to write business in.


There are 2 different types of certifications. Federal & State.

The insuructions for both are below. 

The ACA marketplace is also known as the individual health insurance marketplace or exchanges. It includes the websites where Americans go to buy under-65 health insurance plans.

The map shows yellow and blue states. If your licensed state is BLUE, follow the FFM instructions below. If it is YELLOW, follow the State instructions below. You must complete and send us a copy of your certificates to before your contracting for ACA can begin.



Selling ACA plans in Federal States only requires one annual certification if you are planning on only selling in a Federal Exchange state: the Federally Facilitated Marketplace Certification(FFM). Unlike with other products in your portfolio, carrier certifications aren’t required. Even better — FFM certification is FREE! (Blue on the Map)

For new agents completing the FFM training for the first time, there are 10 training modules and four exams. These four exams are: the Basics, the Individual Marketplace, Privacy and Security Standards, and the American Rescue Plan Act of 2021. In order to pass each exam, you must score a 70 percent or higher. For returning agents looking to renew their certification, there's a condensed training available. CMS states that this training should only take 90 minutes.

If you are planning on selling plans in states that do not participate in the federal exchange, learn more about your state’s marketplace from CMS.

The federal marketplace can be accessed through

However, the federal marketplace is not accessible in all states.

The following states have their own marketplace sites or exchanges:

Please use the information below to complete the required trainings. Once you are certified, feel free to submit appointment requests by clicking here.

The FFM training can be found here:

The FFM ( states are: AL, AK, AZ, AR, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MI, MS, MO, MT, NE, NH, NM, NC, ND, OH, OK, OR, SC, SD, TN, TX, UT, VA, WV, WI, WY


These are the Yellow states on the map above.

AR: Certification required – no exchange. Please visit and request Arkansas certification.



CO: Follow instructions here:


DC: Follow instructions here:




MD: Follow instructions here:

NV: Follow instructions here:

**Nevada only allows NV residents to certify.


NJ: Follow instructions here:


NM: Follow instructions here:


To request access email:


NY: Follow instructions here:


PA: You need to pre-register on the PA state-based exchange and complete your PA Exchange Authority producer certification training.:

WA: Follow instructions here: This application takes a little while to set up (3-7 days) but once you get access it goes pretty quick. 

You are required to submit a $50 certification fee before your training will be loaded into your LMS account.

Once you have completed your Marketplace certification(s) feel free to request Marketplace appointments with the links below:

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